We Decentralize Credit

Our projects

Privé - Private credit on blockchain

The Privé platform is designed to decentralize credit markets in the real economy by bringing together favorable market-driven financial conditions and a customized service of freely competing providers. Within the completely decentralized financial eco system, the platform provides support for the entire debt lifecycle; including use-cases such as secured lending, trade finance, debt servicing, refinancing, and liquidation of non-performing loans and other forms of bad debt. The initial base is Ethereum with ports to other networks to be considered once the initial operational capacity milestone is reached.

For Privé token sale structure we invented Initial Copyright Offering – I©O. Within Initial Copyright Offering everyone is eligible to participate. Copyright (token) buyers acquire the legal right not only to develop, fork and otherwise derive work from the software but also to benefit from any potential royalties arising from any and all derived work (e.g. development effort) and/or commercial use (e.g. licensing) of Privé software platform by any and all copyright holders, and this is by law.

Privé - Private credit on blockchain

Refuel is a fiat equivalent token (i.e. a stable coin) issued on the Ethereum network by Irresident Limited. Initially supported fiat currencies are USD and EUR with Refuel tokens RUSD and REUR respectively.

In order to cover for transaction costs, Refuel tokens will be sold by Irresident in exchange for their fiat counterpart at a rate marginally above 1.0 and redeemed at a rate marginally below 1.0. Refuel tokens will be fully backed by cash reserves and assets denominated in the respective fiat currency allowing for unrestricted redemption.

About Irresident

Public blockchain enables us to exchange value and program on-demand mechanics that define and execute contractual obligations between participants without a need of resorting to a legal system. The feature of near real-time settlement and the capability to condition it programmatically has redefined the very concept of credit.

The times we live in are full of unprecedented possibilities for individual economic freedom and independence. The ultimate power in our society – the power to issue currency is now at the disposal of virtually every single person on Earth, this is the legacy of Satoshi, the legacy we at Irresident believe strongly in living up to.

Yes, we are a fintech company, and a very particular one. We acknowledge the immensity of possibilities brought about by the new paradigm and are flattered to have the opportunity to build upon them. Being in a position to impact the future of finance by helping pave the road to the ultimate freedom of economic association and exchange of value among individuals and businesses is chillingly compelling and rewarding at the same time. Everything we do and every piece of technology we create will reflect this attitude. This is precisely why we have opted for permissionless, censorship free, immutable distributed ledgers.

The year is 2018 and blockchain is only the beginning.

  • Damir Petkovic
    Damir Petkovic CEO & Project Lead

    20+ years in software engineering and project management and 10+ years in finance.

  • Damir Petkovic
    Luka Arvaj CLO

    7 years in corporate finance law and corporate finance.

  • Damir Petkovic
    Conor Thacker PR & Marketing

    Social Media Marketer and Blockchain enthusiast since 2010.


Irresident Limited
Unit 1307A, 13/F. Two Harbourfront
22 Tak Fung Street, Hung Hom, Kowloon
Hong Kong

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